You know you are not going to make through the month and asking family is just not on. The previous time you were in this situation was when your brother had that motorcycle accident and you needed cash to help him with his medical bills. You got the help you needed from the bank that time. You had to rush to the bank during your lunch hour but the lines were very long and traffic was murder so you had to phone work to tell them that you are going to be back late. They did not appreciate it, to say the least, when you came sauntering back in almost three hours late. You remember your supervisor commenting that you just as well could have gone home seeing as it was almost time to leave anyway. You are a very loyal and trustworthy worker and having an experience like that was more than unsettling and going that route again is no option.

This time around the situation was caused by an irresponsible drunk driver that crashed through your wall. You never should have bought the house at the center of the T-junction. People often ram straight into your wall. The previous times you were lucky enough to be compensated by the people responsible for the damage but this time you have to do it yourself. The idiot that did this has absolutely no insurance or savings and he doesn’t earn much either which means that you have no way of getting the money for the wall out of him. You are not going to fuss either as you cannot draw blood from a rock and there just isn’t any time for lawsuits.

You have been hearing good things about loans these days like the fact that they are now easily found online. A colleague spoke about getting a loan from an online lender in less than a day just last week. He said that it took him less than ten minutes to apply without ever having to drive anywhere and later that day the cash was in his bank account. You remember specifically because you cringed at the thought of having your water heater gush all its contents over your designer suits as it was located right above your closet (you recall thinking that you have to look into getting it moved) as a burst water heater was what prompted him to get the loan in the first place.

You decide to take the plunge and you ask this colleague which lender it was as you do not have time for the research to find a reputable one from scratch. Once you have it a quick visit to the site and a few minutes of entering data into a few fields, uploading the needed documents you have on your laptop anyway and in a while you will be notified the application was approved. The cash will be paid into your account that evening and repairmen on site tomorrow.